Tuesday, September 11, 2007

Move Move


If only boxes can pack themselves...

Moving into the new house proved to be a great form of physical and mental exercise. Physical in the sense of moving around the furniture and packing up the endless amount of vases, picture frames and other knick knacks which I never thought my family had. And mental in terms of planning out where the old stuff should be to coincide peacefully with the new ones.

Another mental exercise I had to go through was going through the costs of moving and purchasing of new things. As the self-appointed accountant during this period, I realized that stuff for the house can be so damn expensive.

For example, the refrigerator. So damn expensive.

The curtains? It is equivalent of a down payment for a new Lancer!

And don’t forget the flat screen TV because all houses need flat screen TVs.

Now I understand why my parents had always gone through their sets of squabbles whenever we had to move house in the past. Because someone had to be the accountant and provide restraints, when the other one just wanted to get that designer chair for who knows where. This time my parents are smart. They left the headache to me, and I am squinting as they go “oh look, this should be nice for the house”.

Oh really???

After calculating the total costs, I realized that the egg nest my parents had set aside for purchasing goods for the new home was a little short. I told my parents this and recommended that they take a short term loan to cover some quick but much needed expenses like settling the 20% balance of installing the kitchen costs or the 10% balance for the new security system they had just installed. Unsurprisingly, they threw the Frisbee back to me and recommended that I take out the short term loan on their behalf.

What the???

So, a few Fridays back, I took the day off to go visit the nearby Standard Chartered bank to apply for a short term loan for my family. The consultant named Jeslyn calculated openly my net worth and reviewed the details in my spending.

“Do you have any other loans?” she asked.

No. No car loans. No house loans. Just credit cards. So, basically, I am a loan virgin. Hahaha.

She did not laugh. “You pay on time?”

Always.

“Okay.” Calculate calculate calculate.

I was staring at a plant on her table when suddenly she said, “Wow, you personal trainers make a lot of money, huh?”

I looked at her blankly when she added, “Which gym do you work at?”

Gym? Did she just say gym?

I’m sorry, I said with all seriousness. I am not a personal trainer. I am a brand analyst at a very good company!

I look at her dead in the eye, insulted that she thought I was a him-bo. Sheesh! But perhaps it was the loan virgin joke that made her think that way? To cover it up, I began to detail my job experiences, the seriousness of my job scope, because damn it, I wanted her to take me seriously.

“We will call you when the loan has been approved,” she said. And just like that, I left the bank with the biggest dent to my ego.

14 Comments:

Blogger Mahariz said...

i will have the exact headaches you're having now real soon! not looking fwd to it. :P

11:09 PM  
Blogger k-k-khaylis said...

hahahahh i can soo see you exclaim to the chick processing your application "i'm a loan vir-gin!"

wowzers, this is like a mini project for your famille!

1:24 AM  
Blogger Sempre Libera said...

I'm a little flummoxed that your parents would ask you to take out a loan for their expenses, but to each their own I guess...

As for the personal trainer comment -- just think how much more bruised your ego would have been at the thought that she assumed all personal trainers are poor :-)

7:56 AM  
Blogger shobshob said...

i'm sure you can't wait for raya at your new house.. with all those expenses, i'm sure it will be really really nice!

8:50 AM  
Blogger Ms Nellie said...

Oh boy, will i get invited?
i'll bring my homemade trifles..;p

1:08 AM  
Blogger kimster said...

mudster:
at least ppl think you're a personal trainer.
I have been mistaken for an Indon shop assistant. How's that? Hahahaha

8:44 PM  
Blogger Blabarella said...

personal trainer?!! maybe it's not the loan virgin comment, maybe you've got the taut bod which led her to that conclusion???

hmm, going by your definition of a loan virgin, then i (was) one helluva loan whore, wuahaha. but even loan whores can reform! :D

salam ramadan to you and family!!

7:23 AM  
Blogger terabot said...

Just moved to my new house. Sangat memahami.

Good Luck.

Just be patient. You need that a LOT..

12:38 AM  
Blogger Theta said...

Hmmm, like the title of your blog, a CopperSTUD, you must look like one...thus, the wrong impression given....hehehe...

I know, it's a sexist world out there....but hey now, you know/emphatise how we women have to deal with sexist/chauvinistic remarks too!

Have a blessed Ramadan to you and your family....

11:51 PM  
Blogger pugly said...

Happy moving, Mudster! Just pray that you will never have to go through this sort of thing ever again in the future :-)

You should take it as a compliment. That means you must be in pretty good shape for her to have mistaken you as a trainer.

12:05 AM  
Blogger Muddy said...

mahariz :

good luck with your moving ventures. hope you don't have the resounding headaches like i do! huhu.

khaylis :

it is a mini project. hope you are free during raya to come visit the results. :)

sempre libera :

hahaha i think i am the one who have that assumption. ;) thanks for dropping by.

2:35 AM  
Blogger Muddy said...

shobshob :

jemput datang raya nanti!

nellie :

absolutely digging your raspberry truffles. you should so jual it one day. nellie's truffles non? :)

kimster :

hahahaha really kesian you bro. :P

2:37 AM  
Blogger Muddy said...

blabarella :

hahaha loan whore, that's the first i heard. :D salam ramadan to you and family too!

terabot :

i think i squeezed the last drop of patience when the movers did not come on time...sebaik puasa. kekeke.

theta :

sorry to say but don't let the title of my blog deceive you. kekeke i am more of an average man with a headache from moving...huhuhu.

pugly :

i like to believe that the hours spent at the gym has given me some results. or else, buang duit je. kekeke.

2:41 AM  
Blogger cacah said...

wow! that jeslyn is unpredictable! :P

5:09 PM  

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